first and foremost, i would like to apologize for not posting yesterday. i am still getting the hang of the daily posting gig, and also drank one too many bourbons after a particularly rough day and ended up face down on the couch at 8:30 instead of writing my post. i repent. also, i am hungover as hell today- so my body is repenting too. but on to the promised content!
so i am very proud to say that a year has come and gone, and i have not used my credit cards even once. i did have to borrow money from the boyfriend on a couple of occasions, and i did certainly have more than a few months of barely scraping by (including and especially this one), but it still feels like progress to me. am i delusional? is learning to control my finances a gradual evolution, or should i have figured my shit out by now? i worry that it’s like being an alcoholic, where i either need to quit cold turkey or never get better…
as usual, i still have dreams and hopes of getting a tighter grip on my money and finally making a bigger dent in my debt this year. i’m still way behind from xmas and more other random unexpected shit (burst pipe!), but i’ve started a new habit to help defray at least a little of any future emergency money madness: i have become a gift card hoarder.
usually after xmas, i take any gift cards i might have and rush my little ass to the mall and spend spend spend… but this year i promised myself that i would hold on to them for a bit and see what happened. i have also amassed a few more from rebates and online surveys (i’ve had great luck with these guys), and my cache is looking quite tidy (see above). here’s my master plan: Read the rest of this entry »
broke 207 