once upon a time, td bank was td banknorth, and before that even, it was people’s bank. how friendly! well, many moons ago when i was freshly graduated from college and not yet beat down and jaded by the cruelty of reality (when the suicide apartment seemed like my own tiny cockroach infested palace), i opened a checking and savings account at people’s bank. SIMPLY FREE! it said, which was good- because i think i made $22K that year. all i needed to do was let them transfer $25 from my checking into my savings account every month. i was even allowed to transfer it immediately back out (which is what i always did, because as previously stated, i was completely broke).
anyhow, flash forward a few years. people’s gets bought out by TD bank, and becomes TD banknorth. as far as i can tell, nothing has changed. my bank accounts are still exactly the same, there are tootsie pops on the counter, and atms are plentiful throughout the city.
flash forward a few more years to this summer… TD banknorth is becoming TD bank! the excitement of it all! no seriously, they’re making a really big deal out of it with steel drums and ribbon dancers. it’s pretty messed up.
foolishly, i assume (like last time) that everything will be the same, and the only thing different will be the name. foolishly, i don’t read every piece of paperwork that the bank sends to me. foolishly, i think that me and my bank account will be living happily ever after…
the dark clouds roll in…
td bank decides that they are going to penalize me for not having enough money, by taking more of my money. brilliant! every time my checking account dips below $100 (even by a few cents)- $18 service charge. with my savings account, any time it dips below $250- a $4 service charge. basically, i can either let them hold $350 of my money hostage every month (which i can most certainly not afford to do), or i can pay them $22 a month. screw that shit!
i’m a religious check book balancer, so i noticed the extra charges right away. i called the customer service hotline, and a heavily scripted CSR told me (after smugly chastising me for not reading the paperwork they had sent) that TD bank had “introduced some new products”, and thus the change. products my ass! apparently, paying them $22 a month is just one of the many new conveniences i could experience at “america’s most convenient bank”.
anyway, i shut down my accounts immediately (with loud complaint!), and took my money to a place that i knew wouldn’t be bought out- the credit union. they don’t charge me anything at all, AND they gave me a free chapstick.
p.s. also, TD bank took the tootsie pops away, and now all their (piece of crap) lollipops- despite being colored green and purple, are all CHERRY FLAVORED! if that isn’t the mark of the devil, then i don’t know what is.
p.p.s. i knew i wasn’t the only one hating on TD bank!
the currency of villainy.
30 03 2010after getting that mean comment yesterday, i’ve been thinking a lot about what the future holds for me and my identity as a blogger. at this point, i feel exceptionally lucky that i’ve only ever had 2 negative comments in the 6 month life span of my little website. but as my traffic count starts to swell (swell obviously being a relative term), so does the possibility that people aren’t going to like what i have to say. and the truth is, i’m not that nice. the person who told me i should stick to reviewing PB&Js did so because i completely eviscerated a local restaurant. and i did so unapologetically. i’m blunt and brutal and bitchy. sometimes for comic effect, and sometimes because i’m honest and i don’t care to waste time candy coating things with a protective layer of waffling and neutrality.
unfortunately, with this inability/unwillingness to play nice, i make myself a target for naysayers. as much as there are people in the universe who would shank their own grandma to avoid a conflict, there are other people out there who would shank their own grandma to start a conflict, because picking fights gets them off. the internet is the perfect place to do this because you never have to use your real name, use your real email address, or tell anyone what restaurant you work for when you’re telling someone they’re not qualified to opine about anything higher up the food chain than peanut butter and jelly sandwiches… the internet makes people ballsier and nastier than ever with absolutely no fear of repercussion.
but is it really so bad? if i want my readership to grow, is it time for me start filing off my sharp edges? criticism feels bad right now because i’m not used to it, but a lot of people have gotten very famous being the bad guy. howard stern, rush limbaugh, gargamel, destro… being hated means that people are paying attention. being hated means that people care enough to have formed an opinion. is being merely likable compelling enough to keep people visiting every day? exactly how evil do i have to be to get more people to subscribe to my RSS?
but seriously, i don’t think i’ll be amping up or amping down my level of darkness any time in the near future. i’ll never be polly people pleaser, but i also have a hard time being pointlessly mean spirited. as those cheap shots start rolling in… it will be a challenge to decide how to handle them. it is tempting to join the pissing match, be the villain, especially when being the hero seems like such a fucking snooze (sorry captain america, no thank you). in the meantime, before i start concepting possible furniture layouts for castle grayskull, i think i’ll settle quietly somewhere in the anti-hero category for a while. that way, i can still be fundamentally good, without having to be fundamentally boring or having my purity of spirit make other people uncomfortable (i’m pretty sure people probably make an effort not to swear in front of superman).
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Tags: amping up, cojones, destro, evil, future, gargamel, grace, howard stern, mean comments, picking fights, playing nice, rant, rush limbaugh, villainy
Categories : stayin classy